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Financial Education Programs

Build Knowledge. Create Better Habits. Strengthen Your Financial Future.

We provide structured financial education programs designed to help individuals and business owners better understand their finances, develop responsible financial habits, and make more informed financial decisions.

Our programs combine educational resources, personalized learning plans, and one-on-one educational sessions.

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Credit report education Budgeting fundamentals Debt management education Cash-flow management Savings & emergency funds Business credit education Financial goal setting Credit report education Budgeting fundamentals Debt management education Cash-flow management Savings & emergency funds Business credit education Financial goal setting
4
Education programs for individuals and business owners
90-day
Structured curriculum in the Financial Wellness Academy
1:1
One-on-one educational sessions included in every program
30-day
Personalized action plan you leave the program with
Personal Programs

Choose the education program that fits where you are today.

Each program is built around education: assessments to show you where you stand, materials that explain how credit and cash flow actually work, and one-on-one sessions where you can ask questions about your own situation.

Personal

Personal Financial Education Program

Build a stronger financial foundation.

Designed for individuals who want to better understand their personal finances, credit, debt, and the financial habits that influence long-term financial wellness.

$499

What's included
  • Personal Financial Wellness Assessment
  • One-on-One Financial Education Session
  • Understanding Credit Reports & Credit Scores
  • Credit Utilization Education
  • Budgeting Fundamentals
  • Debt Management Education
  • Financial Goal-Setting Session
  • Savings & Emergency Fund Education
  • Personalized Financial Education Workbook
  • Personalized 30-Day Financial Action Plan
Best for Individuals who want professional guidance and education to better understand and organize their financial life.
Enroll in this program
Most popular Personal

Financial Wellness Academy

Education. Strategy. Financial Progress.

A comprehensive 90-day educational program for individuals who want to develop stronger financial knowledge, improve money-management habits, and create a structured financial wellness strategy.

$999

What's included
  • Everything in the Personal Financial Education Program, plus:
  • 90-Day Structured Financial Education Program
  • Advanced Budgeting Education
  • Cash-Flow Management Education
  • Debt-Reduction Strategy Education
  • Responsible Credit Management Education
  • Credit-Building Education
  • Savings Strategy Education
  • Financial Goal Planning
  • Educational Progress Reviews
  • One-on-One Financial Education Sessions
  • Personalized Financial Wellness Roadmap
Best for Individuals looking for ongoing education, accountability, and a structured approach to improving their overall financial wellness.
Enroll in this program
Personal

Financial Readiness Program

Prepare for your next financial milestone.

Our advanced educational program is designed for individuals preparing for important financial decisions such as purchasing a home, financing a vehicle, starting a business, or pursuing other major financial goals.

$1,499

What's included
  • Everything in the Financial Wellness Academy, plus:
  • Advanced Personal Finance Education
  • Debt-to-Income Education
  • Financial Readiness Assessment
  • Understanding Lender Qualification Factors
  • Credit Readiness Education
  • Major Purchase Preparation Education
  • Cash-Flow Planning
  • Financial Documentation Education
  • Financial Goal Strategy
  • Private Educational Consultations
  • Personalized Financial Readiness Roadmap
Best for Individuals preparing for significant financial milestones who want to better understand the factors that may influence financial readiness.
Enroll in this program
For Business Owners

Business Financial Education Academy

Build a stronger financial foundation for your business.

A comprehensive educational program created for entrepreneurs and business owners who want to better understand business finances, business credit, cash flow, financial documentation, and financing readiness.

$1,999

Best for Entrepreneurs and established business owners who want to strengthen their financial knowledge and better understand how business credit and financing systems work.
Enroll in this program
What's included
  • Business Financial Wellness Assessment
  • Business Budgeting Education
  • Business Cash-Flow Fundamentals
  • Business Financial Management Education
  • Understanding Business Credit
  • Business Credit Bureau Education
  • Education on Establishing a Business Credit Profile
  • Vendor & Trade Credit Education
  • Business Financial Documentation Education
  • Understanding Business Financing Products
  • Business Funding-Readiness Education
  • Business Financial Risk Education
  • One-on-One Business Financial Education Sessions
  • Personalized Business Financial Education Roadmap
Why Choose Our Programs?

Education built around your situation, not a generic curriculum.

01

Personalized Education

Our educational programs are tailored to each client's financial goals, knowledge level, and individual circumstances.

02

Clear Action Plans

Clients receive structured educational materials and personalized roadmaps designed to help them apply what they learn.

03

One-on-One Guidance

Our programs include personalized educational sessions where clients can ask questions and better understand financial concepts relevant to their goals.

04

Personal & Business Education

We provide programs for both individuals and entrepreneurs, allowing clients to strengthen their financial knowledge at every stage of their journey.

Payment Options

Pay in full, or pay over time with Affirm.

Program fees can be paid in full at enrollment, or split into monthly payments through Affirm. You'll see your available payment options before you confirm anything.

01

Choose your program

Select the education program that matches your goals and continue to checkout.

02

Select Affirm at checkout

Enter a few pieces of information for a real-time eligibility check. Checking your options does not affect your credit score.

03

Review your terms, then confirm

You'll see the payment amount, the number of months, and any interest before you agree. No hidden fees.

04

Start your program

Your onboarding and financial wellness assessment are scheduled once enrollment is confirmed.

Affirm payment disclosures

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

For example, a $999 purchase might cost $90.18/mo over 12 months at 15% APR. Actual terms are determined at the time of application and may differ.

CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Affirm is a third-party lender. Diéguez Smart Solutions does not make credit decisions, does not underwrite loans, and has no role in determining whether an applicant is approved or on what terms. Approval is not guaranteed.

Program fees are stated in U.S. dollars. See our Refund & Cancellation Policy for details on cancellations and refunds.

Contact

Not sure which program fits? Let's talk it through.

Tell us where you are financially and what you're working toward. We'll walk you through which education program makes the most sense and what it covers, with no obligation to enroll.

Email soe_dieguez@yahoo.com
Phone (786) 670-2845
Office
109 Contee Dr, Lehigh Acres, FL 33936
Business hours
Monday–Friday, 9:00 AM – 6:00 PM ET

We typically respond within one business day.

Important Disclosures

What our programs are — and what they are not.

Our programs are provided for financial education and informational purposes only.

We are not a bank, lender, investment adviser, law firm, accounting firm, or financial institution.

We do not provide legal, tax, or investment advice.

Participation in our programs does not guarantee an increase in a credit score, approval for financing, specific credit limits, loan approval, business funding, or any other financial outcome.

We do not make lending decisions and cannot influence the underwriting criteria or decisions of banks, lenders, credit bureaus, or other third parties.

Individual results and financial circumstances vary. Clients remain responsible for their own financial decisions and for implementing the educational strategies discussed during the program.

Program fees are for the educational services, materials, assessments, and consultations described above.